Friday, August 20, 2010

Repealing Obamacare will be Labeled Reactionary

ObamaCare was an extremely bad bill that will harm both the economy and health of the people in this nation. To save our nation, we must repeal this bad law.

Unfortunately, few Americans encounter the classical liberal vision of our nation's founders in their public school education and do not understand how people in a free society work together to take care of each other.

Attempts to repeal Obamacare will likely fail as the mainstream media and schools will frame effort as reactionary.

To successively repeal Obamacare, Conservatives must first restore the vision of a free market approach to health care.

This is what I've been trying to do with The Medical Savings and Loan.

Rather than paying medical expenses from a group pool, as is done with insurance, The Medical Savings and Loans pays for medical expenses with a combination of savings accounts, interest free loans and grants.

As health is an attribute of an individual, changing the perspective of health care from the group to the individual makes a lot of sense.

A large number of problems with the current employer based insurance system vanish when adopting the Medical Savings and Loan. The MS&L restores the pricing mechanism as people spend wisely when they are spending their own money. The problem of people losing insurance when they change jobs goes away as people will have real money in a medical savings account. The problem of pre-existing conditions diminishes as people with such conditions will get loans and grants.

If the same amount of money went into the Medical Savings and Loan as Insurance, one would see a dramatic improvement in the quality of care.

The difference between insurance and the medical savings and loan is largely one of perspective. Insurance tries to fund health care on a group level. The medical savings and loan sees people as individuals and funds medicine on an individual level.

Those seeking to repeal Obamacare could increase the likelihood of success if they simply adopted the vision of the medical savings and loan.

The Medical Savings and Loan is not a totalitarian vision. It is simply an alternative mechanism for funding health based on free market principles.

The real advantage of the Medical Savings and Loan is that it provides a structure for discussing the vision of health care in a free society.

Arguing for a vision would increase the chances of repealing Obamacare than the current debate which is fueled by reaction.

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