Definition of Medical Savings and Loan

I am interested in starting a dialogue about a thing I call The Medical Savings and Loan.

The Medical Savings and Loan is a free market alternative to insurance pools. The program argues that the problem in American health care is the use of group funding for individual consumption. I developed the program by reverse-engineering an insurance pool into individual accounts.

Here is my problem:

For a dialogue to exist, the people in the dialogue must agree to the definition of terms.

If no-one agrees to the definition of terms, then I'm just monologuing. Monologuing leads nowhere. With no-one agreeing to the definition of terms, the program itself simply degenerates into agitation.

There is a great deal of mathematics behind the plan.
People have asked me to give them links to more information on the plan.

But I don't want to put up any more pages until I have a chance to sit down and talk face to face with people to make sure they understand the definitions.

I have a presentation that takes an hour or so in which I introduce the basic plan. I really don't want to post anything more online until I give the presentation ... somewhere.

I live in Utah. I am not LDS. This is not a get-rich-quick scheme. It is a serious academic conversation about financing health care.

I can easily travel to Colorado, Arizona, Nevada or Idaho. If anyone is interested in hosting the discussion they can contact me. I am hesitant to write more on the plan prior to presenting it to a group for review.